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车辆所有权

Titling your vehicle with your state’s BMV is the final step to owning your new car.

车辆所有权

Ensure your vehicle is titled correctly

Thank you for choosing 利记app官网 for your auto loan. The final step in the auto loan closing process is to ensure that your vehicle is titled in your name(s) with 利记app官网 FCU as the first lienholder with the Bureau of Motor Vehicles (BMV) or its equivalent in your state.

Below are the next steps to ensure 利记app官网 FCU is listed as the first lienholder on your vehicle.

Note: This information only applies if you financed your auto loan directly with 利记app官网. If your auto loan with 元素 is through a third party (like The 储蓄 Group, 重力贷款, 或直接贷款), that company will handle the titling of your vehicle for you. The 储蓄 Group consists of 汽车 Pay, Rate Genius, and Tresl.

If you purchased a vehicle from a dealership.

If you purchased your vehicle from a dealership and secured auto loan financing directly with 元素, the dealership may submit your title paperwork to the BMV on your behalf. Please contact the dealership to ensure that your registration is submitted to record 利记app官网 FCU as the first lienholder.

Our lien information to include on the title is:
利记app官网 Federal Credit Union
225 South East Street, 300套房
印第安纳波利斯,46202

如果你得到了这个头衔, please take your title to the BMV and instruct them to send your lien-recorded title to 元素 at the address above or contact us at 800-621-2105 or loanservicing@fxklps.com 下一步.

If you bought out a vehicle lease.

If you bought out a lease with financing directly with 元素, you should receive your title and bill of sale in the mail. Once the title has been received, please take the title and any documents included with your title to the BMV and instruct them to send your lien-recorded title to 元素 at this address:

Our lien information to include on the title is:
利记app官网 Federal Credit Union
225 South East Street, 300套房
印第安纳波利斯,46202

It is your responsibility to register the collateral in your name and record 利记app官网 FCU as the first lienholder. Sales tax may be owed when transferring the title in your name.

If you do not receive your titling paperwork within 4 weeks of your transaction, please contact the company where you leased the vehicle for the status of your title. If they state the paperwork was mailed to 利记app官网, please contact us at 800-621-2105 or loanservicing@fxklps.com.

If you purchased a vehicle from a private seller.

If you purchased from a private seller and financed your auto loan directly with 元素, ensure that the seller signed off on the back of the title as the seller. All parties on the title must sign the back of the title as the seller(s). All parties listed on the loan must sign the back of the title as the buyer. Failure to do so will lead to an inability to transfer the title into your name(s).

It is your responsibility to register the collateral in your name and record 利记app官网 FCU as the first lienholder. Please take the signed title and Bill of Sale to the BMV and instruct them to send your lien-recorded title to 元素 at this address:

Our lien information to include on the title is:
利记app官网 Federal Credit Union
225 South East Street, 300套房
印第安纳波利斯,46202

If you refinanced your vehicle with 元素 from another financial institution.

If you refinanced your vehicle directly with 元素 from another financial institution, 所有参与方都被加入, 删除, or staying on the title will receive a limited Power of Attorney if one is required to title your vehicle. Please sign the limited Power of Attorney in front of a Notary and mail the original notarized document to 利记app官网, 东街225号, 300套房, 印第安纳波利斯,46202, or use the return envelope included with the Power of Attorney.

The current title should be mailed directly to us from your previous lender. 如果你得到了这个头衔, please contact us at 800-621-2105 or loanservicing@fxklps.com 下一步.